NOTICE OF FORECLOSURE SALE

Wilmington Savings Fund Society, FSB,
Not In Its Individual Capacity But Solely As Owner Trustee For the FLIC Residential Mortgage Loan Trust I vs. Joanna Maria Wheeler, Mortgage Electronic Registration Systems, Inc.,
as Nominee For Countrywide Home Loans, Inc.; State Of Hawaii­ Department Of Taxation; United States of America-Department of the Treasury Internal Revenue Service; Midland Funding LLC et al.,
Civ. No. 5CCV-24-0000003
(Fifth Circuit, Foreclosure)
4914 Hekili Road, Kapaa, Hawai’i 96746
TMK: (4) 4-6-017:006-0000 (Fee Simple)

A single-family residential dwelling including 912 square feet of living area with a kitchen/dining area, recreation room, 3 bedrooms and 2 bath. The Unit is located on Lot 6-D in Kapaa.

CALL 245-4100 TO ARRANGE FOR INSPECTION

AUCTION DATE: Friday, October 24, 2025 at 12:00 p.m., Circuit Court of the Fifth Circuit, Front Lanai, 3970 Kaana Street, Lihue, Hawai’i 96766.

TERMS OF SALE: No upset price. Property will be sold (subject to any recorded tax lien) in "as is" condition, without any representations or warranties of title or any other warranty, at public auction with down payment of 10% of highest bid payable in cash, money order, certified or cashier’s check at close of auction, balance payable upon delivery of title, with the exception of Plaintiff who may use the amount of its secured indebtedness as an offset against the required ten percent (10%) down payment and the balance of the purchase price. Potential bidders must be able to provide proof of his/her ability to comply with 10% of bid requirement prior to participating in the public auction. Buyer shall pay all costs of closing including escrow, conveyance and recordation fee, conveyance taxes and is responsible for securing possession of the property upon recordation, including the cost of eviction, if necessary. SALE SUBJECT TO COURT CONFIRMATION.

For further information call:

GLEN T. HALE. Esq.
Commissioner for Fifth Circuit Court
LAW OFFICES OF GLEN T. HALE LLLC
2970 Kele Street, Suite 210
Lihue, Hawai’i 96766
Telephone: (808) 245-4100
Email: ghale@kauairealestatelaw.com

(TGI1505447 9/17, 9/24, 10/01/25)